Category Archives: Interesting Information.

What does Financial Freedom mean to you?

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Financial Freedom

Financial Freedom in this age

A few decades ago people were working to afford their 5Cs better known as Car, Cash, Credit Card, Condo and Country club membership. What does financial freedom really mean today?

Even though many people still chase the 5Cs of old, more and more people are going for the new set of 5Cs namely – Career, Comfort, Children, Considerate and Charitable.

Remember the quote of Confucius. He said: – “Life is really simple, but we insist on making it complicated”, let’s stop chasing the 5Cs and start chasing the 3Ws.
They are:
How often have you heard someone say that when they stop working their mouth will stop as well. This happens when people exchange time for money.

How often have you heard someone say that they want to pursue their passion while working? How many people have actually achieved that dream?

We should see the 3 W’s together with financial freedom rather that looking forward to retirement.

When do you have Financial Freedom?

You are financially free when you do not have debts and have a passive income that is able to satisfy your lifestyle. You are financially free if you can choose to stop working and pursue your dream of acting or whatever else you have a passion for.

Money is a big problem. Most people have more debt that income and this puts them in a financial predicament.
Have you and your spouse quarrelled over money?
Are you troubled over your credit card debts?

You will be shocked when you compare your lifetime savings to your lifetime earnings. Think about it – have you ever wondered how much money has passed through your hands, yet how little of it you have kept?

The best thing that we can do is to pay off our debts as soon as possible because we cannot achieve financial freedom any other way. We need to work hard so that we can live without worries. The path to financial freedom is a hard one, but if we keep our minds set on the goal, we can achieve anything.

An excellent financial decision you can make, is to have your home and all your valuable belongings insured against damage and loss!


Business Insurance: Get it today!

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Get your Business Insurance NOW!

Business Insurance: Wise advice made for wise choice

Xolani flicked an imaginary speck of dust from the shiny buffet and smiled proudly at her granddaughter, Themba.
“You’ve done well, my child. I’m sure you’ll have guests flocking to sample the menu when you open in a week’s time. I’m so excited for you!”
Beaming, Themba nodded and slid open the doors leading onto the wide verandah. “Come see the view, Gogo,” she invited and gestured to the panoramic vista of dozens of exquisite Baobab trees that stood scattered among thick Mopane bush.
“Ah, I see now why you named your coffee shop ‘The Baobab’!” Xolani exclaimed. Then she pointed worriedly to the dark, threatening clouds looming overhead. “It seems like we’re still in for some heavy rain today.”
“Yes, I don’t like the look of those clouds. It’s been raining almost nonstop for days now,” Themba frowned. “Come, let’s rather go inside, Gogo. I’ll make us some tea.”
Xolani and Themba had scarcely sat down to enjoy their tea and scones when the storm broke loose. The heavens opened and rain came down in buckets. Thunder clapped deafeningly and had the woman looking at each other wide-eyed with shock.
“Oh no!” Xolani suddenly yelled and jumped up, pointing to the ceiling. “Look, Gogo, the water is coming in! There and there and…”
“Careful that you don’t slip, Themba!” Xolani warned when she stepped into a pool of icy water that had accumulated in the middle of the floor. “Look, the water is coming in from under the doors as well!”
“It’s flooding, Gogo! My coffee shop’s flooding! What am I to do?” Themba cried. “All my savings went into this place. I’m supposed to open in a week!”
Xolani folder her arms around Themba and patted her soothingly on the back. “Hush, my child. Remember, you’ve got Dial Direct Business Insurance. Your coffee shop’s covered against floods. Dial Direct will take care of everything!”
“You’re right, Gogo!” Themba smiled through her tears. “You advised me to call Dial Direct on 0860 10 45 80 and get business insurance. You’re so wise, Gogo!”

Why don’t you follow Gogo’s wise advice?

This article was posted on is reposted with permission.

Parmesan – Parmigiano-Reggiano

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Parmesan – Parmigiano-Reggiano

Why the name Parmesan – Parmigiano-Reggiano

Parmigiano-Reggiano is called Parmesan in English. It is a hard, granular cheese that is cooked but not pressed. This cheese is named after the areas where it is produced, which is the Provinces of Parma, Reggio Emilia, Bologna, Modena and Mantova, Italy.
Italian law prescribes that only cheese produced in these provinces may be labeled “Parmigiano-Reggiano”. European law classifies the name, as well as the translation “Parmesan”, as a protected designation of origin.

How is Parmesan – Parmigiano-Reggiano made?

Parmigiano-Reggiano is made from raw cow’s milk. To get naturally skimmed milk, milk is held in large shallow tanks to allow the cream to separate overnight. This skimmed milk and the whole milk of the morning milking is mixed and pumped into copper-lined vats. Starter whey is added, the temperature raised to 33–35 °C (91–95 °F). Calf rennet is added and all is left to curdle for 10–12 minutes.
The curd is minced into small pieces, the temperature raised to 55 °C (131 °F) under watchful control by the cheese-maker. The curd settles for 45–60 minutes and then collected in a piece of muslin and divided in two and placed in molds. At this point it weighs around 45 kg (100 lb).
The cheese is put into a stainless steel form that is pulled tight so the cheese keeps the wheel shape. Two days later, a plastic belt imprinted numerous times with the Parmigiano-Reggiano name, a number and the date of production, is put around the cheese. Then it goes into a brine bath to absorb salt for 20–25 days and aged for 12 months.
At 12 months, the Consorzio Parmigiano-Reggiano, inspects every cheese and it’ll either pass the test and get his stamp of approval or fail and gets marked so consumers know they are not getting top-quality Parmigiano-Reggiano. Modern practice simply have the cheese stripped of all markings.

Parmesan – Use of the name Parmigiano-Reggiano

The name is trademarked and legal exclusive regulation is exercised in Italy, over its production and sale by the Parmigiano-Reggiano cheese Consorzio. It was government verdict.

Each wheel must meet strict criteria to merit the official seal. Because it is widely imitated, Parmigiano-Reggiano has become a progressively more regulated product and in 1955 it became a certified name. Looking at the process and time it takes to produce Parmesan – Parmigiano-Reggiano, one understands the high price.
In the US the name Parmesan is also used for cheeses which imitate Parmigiano-Reggiano, along with phrases such as “Italian hard cheese”.

BEWARE, if it doesn’t say Parmigiano-Reggiano it IS NOT Parmigiano-Reggiano!

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