You and your GOALS

Does meeting your goals equal success?

“This above all: to thine own self be true,
And it must follow as the night the day,
Thou cannot then be false to any man.”

It is a bit annoying that one of my favourite quotes was originally uttered by a rather odious character, preachy, platitudinous old Polonius in Hamlet. Remember though, that in the Elizabethan consciousness he meant that one’s own interests come first. He did not mean self indulgence or some New Age self realization quest.

I suspect he was referring to making sure that you are solvent, strong, healthy and sensible, so that you can look after others. At a deep level we have to take responsibility. There is no escaping that basic fact of being in the world.

The delights of dope may delude you into thinking your purpose is great, but humans have only these three things in common: we defecate and we die, and we don’t get away with anything. I am not a space cadet, but this I know: At the deepest esoteric level we get what we deserve.

Who am I?

A fulfilling life as a goal, has at its core self-realisation. Material or worldly success may very well be one of the goals you set out to achieve, may be a true expression of your innermost self. But say you have all this and the trappings thereof by the time you are thirty; the yuppie dream come true, and you find yourself not happy, what then?

The increase in white colour recreational drugs is telling, no? If you define yourself only by the things you can buy, what happens when you suddenly lose it all? If physical beauty is your goal, what happens if you get old or you are the statistic of plastic surgery failures? This is the trick question of our age.

To be the person you want to be

How can I be the person I really want to be unless I know who that person is? the goal of living only for others can be as much of a denial as an entirely selfish life. Mothers know this give-take conundrum intimately. The empty nest syndrome is a big ‘who am I?’

However, freely chosen selflessness is not the same as self-negation – Self indulgence is not the same as owning your identity, being able to “impart meaning and direction to your life of yourself.” This is a question of ‘who you are’, nobody can answer for you, but I think it is in the realm of the heart. Ambitions are great drivers of action, but the goal of the soul is a subtler prompt. Yet, if unmet, it can have dire consequences.

In the Western world, identity is tied up with what one does, one’s work. The Dalai Lama was stumped by the question “What do you consider your primary job?” in an interview. His final answer was, “I just take care of myself. That is my main task.”

How to be the person you want to be? I don’t have the foggiest. But I shall leave you with a Langston Hughes poem, as there is something there that rings true when thinking about goals, not in the mind, not in the practical arena, but somewhere in the region of the heart chakra:

“Hold fast to dreams,
For if dreams die
Life is a broken-winged bird,
That cannot fly.”

One of your most important goals should be to Insure all your valuables!



This article originally posted on and re-posted here with permission.


The TOP 10 Bad Driving Habits

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Bad Driving Habits

Bad driving habits that annoy other drivers

South Africa and the UK have something in common; the bad driving habits of tailgating and failing to use indicators especially when overtaking another vehicle or going into and exiting a traffic circle. Actually people all over the world don’t know how to indicate at a traffic circle.

Of all the bad driving habits, two out of three drivers in surveys hated being tailgated and most drivers get extremely agitated when others don’t indicate before changing lanes. Another bad driving habit is inconsideration and lack of lane discipline. In South Africa many drivers think they own the lane they are using, especially on the five lane freeway between Pretoria and Johannesburg.

As long as these misbehaviours go unpunished in both countries, it will become more common. It might seem less serious, but it is equally dangerous to other traffic offenses.

In the UK drivers are disappointed at the behavior of fellow drivers who don’t show gratitude for being let through or allowed to pass. This is the case in SA too! No more emergency indicators used to thank the driver that moved into the yellow line so he/she could pass.

South African drivers, come on, lets show some consideration to other road users again. It is up to you and me to avoid poor and dangerous driving habits.

Top 10 bad driving habits

• Tailgating, driving too close to the car in front. What became of safe following distances?

• Drivers cutting in and reducing the gap between you and the vehicle ahead. The gap that you created for safety.

• Talking on the cellphone and steering with only one hand.

• Drivers not indicating before turning.

• Drivers turning around to talk to passengers in the back or to yell at the kids.

• Driving much below the applicable speed limit. Crawling actually.

• Trucks attempting to overtake other vehicles when their speed is too low.

• Drivers scrounging for things in the backseat

• Drivers not letting you in and preventing you from moving/joining lanes.

• Drivers pushing into a parking when another driver already indicated the intention to park and was waiting their turn.

Get Excellent, Affordable Car Insurance NOW


This article originally posted on and re-posted here with permission.

To Bribe or not to Bribe

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Is it acceptable to bribe?

When I heard last week that South Africa had been accused of bribing the FIFA Decision Makers to bring the World Cup to our continent, I was shocked. The first thought that went through my mind was, ‘not another black mark against our name’.

One of our proudest moments as a nation, watching our Madiba on that field, waving to the hundreds of thousands, millions even, spectators watching both in person and on the television screen. The pride we felt as our vuvuzelas were heard across the globe. Knowing that all eyes were on us. A moment of unity, of togetherness, of Ubuntu.

Only to have it dashed, five years later, into smithereens. As South Africans, bribery and corruption is certainly not a foreign word. More like a daily occurrence. A part of our ethos and our culture. Terrible thing to have to admit to, but we all know it is true. We are taught from a presidential level how to manipulate the facts as best suits us.

Let us hope as a nation that these latest allegations prove to be false and as a nation we may hold our heads high!


This article originally posted on and re-posted here with permission.

Your Financial future is in YOUR hands

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Take responsibility for your financial future

The current global economic outlook should be considered a wake-up call to take responsibility for your financial future. The International Monetary Fund forecasts muted growth of 2.1% for South Africa in 2015.

Recently, at a post-budget breakfast hosted by Deloitte, finance minister Nhlanhla Nene reportedly stressed that “much higher levels of economic growth” is needed to curtail South Africa’s main challenges, poverty and unemployment.

The losses to the South African economy so far for the 2015 calendar year due to load-shedding is calculated at a staggering R4.6 billion, according to Dwaine van Vuuren from PowerStocks Research in a post published in the March 2015 edition of MarketViews.

The South African consumer is under severe strain and faces challenges such as high levels of consumer debt, the rising costs of electricity and fuel, and e-tolling to name a few. The rand isn’t performing optimally and is a struggling Emerging Market currency. With labour unrest almost a given and rating agencies keeping a strict eye on South Africa’s credit rating, it’s no wonder that the ordinary South African is rethinking his or her financial position.

It’s imperative that you immediately start taking responsibility for your financial future and ultimately your financial fate. The sooner you take control of your spending and start saving for the proverbial rainy day, the better off you’ll be in future.

The number one rule is to save more than what you spend. Guard your savings jealously and resist dipping your fingers in the money box when a gorgeous pair of thigh-high boots winks at you flirtatiously. Compound interest earned on your savings will add a rosy glow to an uncertain tomorrow.

Yes, you only live once and it’s understandable that you want a semblance of a social life – meaning you want to have a cappuccino with your friends when the opportunity presents itselfwithout having to always think twice before you splurge money on yourself.  By all means draw up a budget and allocate funds for the occasional treat but stick to said budget religiously.

Taking responsibility for your financial future means you need to be creative with your money. Invite friends over for coffee at your house. You’ll save a lot and if you can persuade someone to bring a sweet with, you may just have your cake and eat it too. Save every cent and think outside the box when it comes to having a great time with as little money as possible.



This article originally posted on and reposted here with permission.